10 financial planning mistakes to avoid in your 40s and 50s

Avoiding costly mistakes in your 40s and 50s could define your financial future. Discover 10 common planning pitfalls, and how to stay on track, with insights from NOVA Wealth Partner Toby Freeman.

How financial planning supports peace of mind – and unlocks your potential

Discover how financial planning isn’t just about money—it’s about mindset. Learn how clarity, confidence, and calm come from having a plan that supports your life, not just your wealth.

Why wealth planning is really about time, not money

Discover why real wealth isn’t just about money, but time. This article explores how financial planning can unlock clarity, freedom, and confidence.

Are you a HENRY? Why high income doesn’t always feel like financial freedom

High income, but not feeling wealthy? You might be a HENRY—High Earner, Not Rich Yet. Discover why six-figure salaries don’t always translate to financial security, and how to turn strong earnings into lasting wealth.

Why ‘passive’ investors are often anything but

Think you’re a passive investor? You might not be. Explore the hidden risks of index funds and learn how to invest with clarity, structure, and real discipline.

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