10 financial planning mistakes to avoid in your 40s and 50s

Avoiding costly mistakes in your 40s and 50s could define your financial future. Discover 10 common planning pitfalls, and how to stay on track, with insights from NOVA Wealth Partner Toby Freeman.

How financial planning supports peace of mind – and unlocks your potential

Discover how financial planning isn’t just about money—it’s about mindset. Learn how clarity, confidence, and calm come from having a plan that supports your life, not just your wealth.

Why wealth planning is really about time, not money

Discover why real wealth isn’t just about money, but time. This article explores how financial planning can unlock clarity, freedom, and confidence.

Are you a HENRY? Why high income doesn’t always feel like financial freedom

High income, but not feeling wealthy? You might be a HENRY—High Earner, Not Rich Yet. Discover why six-figure salaries don’t always translate to financial security, and how to turn strong earnings into lasting wealth.

Why ‘passive’ investors are often anything but

Think you’re a passive investor? You might not be. Explore the hidden risks of index funds and learn how to invest with clarity, structure, and real discipline.

Take a read of our recent blog posts...

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4 March 2025

The NOVA apprenticeship scheme - A resounding success and opportunity to help drive positive change in our industry

Here’s how investing in apprenticeships can transform careers—both for individuals and businesses.

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26 February 2025

Be aware of the Deadline: Maximizing Your State Pension Before the April 2025

Learn how the 5th April 2025 deadline impacts your State Pension. After this date, you can only backdate six years of NI contributions.

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12 February 2025

FT Adviser: The advice benefits of a working-class upbringing

Nova partner Valentina Osborne shares her journey from early money lessons to a career in financial services, highlighting the importance of education and visibility in the industry.

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31 October 2024

The Budget to 'rebuild Britain': How the Autumn Budget will affect you and your personal finances

The 2024 Autumn Budget is here. Discover how changes to Capital Gains Tax, Inheritance Tax, and National Insurance could impact your financial planning.

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9 October 2024

Long read: Planning for the Autumn Budget

Read our key insights on the upcoming Autumn Budget and its potential impact on pensions, inheritance tax, and capital gains.

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21 August 2024

A Pot for Life: Simplifying Your Pension Strategy

Learn more about the drawbacks of having multiple pension pots, and find out how, even without the Pot for Life being implemented, you could enjoy the benefits of pension consolidation through financial advice.

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18 July 2024

King's Speech 2024: What it means for your financial plan

Find out how Labour's King's Speech 2024 will impact your personal finances, from pension reforms to increased educational costs.

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13 March 2024

6 March 2024 - Spring Budget

Explore the key takeaways of the 2024 Spring Budget and how they will impact your personal finances.

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20 February 2024

If you’re a high earner, you may be saving too much into your pension.

The tapered pension annual allowance - how does this affect you and how should you plan effectively?

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22 November 2023

The Autumn Statement 2023 - What it means for your personal finances and how have markets reacted?

Learn more about the key highlights of Chancellor Jeremy Hunt's Autumn Statement 2023 and how it impacts your personal finances.

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As with all investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest. Past performance is used as a guide only. It is no guarantee of future returns. This website is for information purposes only and does not constitute personal advice.

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